Helping South African expats and Australian families navigate financial complexity. I provide practical advice to help you build the life you really want.
Certified Financial Planner®
Certified Financial Planner®
Payday Super changes when employer contributions reach your fund. Here is what to check on your payslip, in your super account and against the annual cap.
I found six things worth sharing in the data on Australian life, from housing and childcare to retirement. Some confirmed what I suspected. Others surprised me.
Three years after moving to Melbourne, I revisited the rules around tax residency, retirement funds and moving money from South Africa. These are the points that stood out.
My experience of rebuilding a financial advice career in Australia, including the assumptions I got wrong, the practical learning involved and why qualifications were only part of the story.
A practical checklist for your first fortnight in Melbourne, covering transport, banking, phone connections and arrival admin. Written from my own experience of moving from South Africa.
Applying for permanent residency brought a change to my Medicare status that I had not expected. I share what happened and what I learned while preparing my tax return.
An Australian payslip makes more sense when you separate earnings, tax and super. I explain the main items, with a worked example and a few checks before you file it away.
Paying for insurance can work differently in Australia. I look at cover inside and outside super, the trade-offs involved and questions worth asking when moving from South Africa.
A financial plan needs to be something you can follow. I reflect on realistic goals, the adviser’s role and why regular conversations matter as your circumstances change.
I find it helpful to think of saving as doing something for my future self. This reflection explores how that idea can change the way we see financial sacrifices.